Category: Business

Tim Armour Argues against Warren Buffet’s Claim about Passive Fund

Mr. Warren Buffet, a veteran investor, surprised the world by confidently claiming that he would rather invest in an S&P 500 passive index fund than invest in the hedge fund. He even went ahead to wager a million dollars to charity in the event that his investment in the passive fund failed to fetch as much as hedge funds fetch. Among the people who disagreed with Buffer was Mr. Tim D. Armour, another respected investment guru.

Tim’s Assessment

Tim acknowledged that Warren’s reputation of getting returns from bottom-up investment approach is good in that it is low cost. He also acknowledged that Buffet’s claim had a percentage of truth in it for there exists unscrupulous hedge fund managers who give investors a raw deal. Tim argued that even though he has a lot of respect for Mr. Buffet, the veteran had gotten it wrong in several fronts.

According to Tim, passive investments are not as safe as they appear from the surface. He argued that these funds place investors at a risk of losing it all during down markets. He noted that investors are misguided to think that the funds are the safest of all investment paths, resulting to trillions of dollars being pumped into it in investments. He noted that about 50 percent of passive fund investors are not aware of the risks that come with the fund. This naivety is largely contributed by the sheer fact that the funds have enjoyed a good run of favorable markets. This ought not to be confused for risk-freeness according to Tim and more information click here.

In Tim’s assessment, there is no clear way to confirm, which between the hedge and passive funds would yield higher returns. He, however, noted that investing in reputable hedge funds would guarantee an investor higher yields compared to an equal investment in a passive fund. The Growth Fund of America and The Investment Company of America are some of the reputable funds mentioned by Tim.

About Tim Armour

Mr. Timothy D. Armour studied at Middlebury College and acquired a bachelor’s degree in economics and Timothy’s lacrosse camp.

Armour made his debut in the investment industry in 1983. Since then, he has worked for organizations, such as The Capital Group Companies, Inc. and Capital Research, and Management Company.

More visit: https://www.thecapitalgroup.com/our-company/management-team.html

Jason Hope and Philanthropy

Jason Hope believes in providing investment opportunities to new businesses as well as individuals. This is also because he believes that he has the mean to do so and hence he should bring their ideas to life. This is why he is offering grants to seniors in high school as well as to college students. This is done so that their ideas get a jump start and turn into technological breakthroughs. He knows that just having a great idea is never enough. Support is required in order to get it off the ground. He wants to provide this much-needed support and make it a reality and read full article.

Jason Hope knows that philanthropy is a big deal for everyone. This is why he has chosen to stand behind a number of organizations. He is quite passionate about the research that is being done at the SENS Foundation. This is because they are involved with anti-aging. But this is not just about living forever. In fact, it is about living a longer and a healthier life and learn more about Jason.

Jason Hope has a deep interest in the Internet of Things. He considers it to be something that is so huge that it will be the most important thing for decades. It is able to connect things of daily use together. Hence it is something that has an interest for businesses as well as individuals alike. Thus people can connect all things of daily use together with this way. Thus people can look into their home security, air-conditioning and heating even when they are away! and resume him.

Securing the Proper Coverage with USHEALTH Group

When in search of a new insurance plan or supplemental coverage, customers can take advantage of USHEALTH Group, Inc. for plans that cover both the individual and family, including basic coverage and premium options. Health and dental are two primary offerings through the company, but additional products are available that cover workplace accidents and life insurance for the head of a household. In order to serve the needs of a large clientele, USHEALTH Group is optimized for low cost and provides plans that are accepted in most states.

Deciding on coverage through USHEALTH Group insurance for the single individuals has numerous advantages beyond that of conventional insurance. The customer has the option to select the best deductible based on their health needs and history. Unlike other plans, USHEALTH Group offers services that can be used from state to state. Even if the customer changes jobs or moves to another location, the plans will remain intact. Additionally, Essential Health Benefits plans completely cover the customer under the requirements of the Affordable Care Act.

For customers who are looking for coverage on more than one individual in a household, USHEALTH Group provides products that serve the entire family. Through a broad portfolio of plans and options, USHEALTH Group family insurance has the capability of covering multiple individuals with affordable and diverse products and services. These plans meet the requirements for coverage in ordinance with federal and state laws. In addition, rates can be locked in for months at a time with no change in pricing, making it easier to budget for the whole family over the course of up to three years.

The primary USHEALTH Group location has its headquarters based in Forth Worth, Texas, with coverage available to individuals and families on a national scale. The company has operated collectively for over 50 years and has covered over 15 million different clients. Through experience and diversity, USHEALTH Group is able to provide plans to many different customers based on individual need and location. The span of USHEALTH Group extends beyond the parent company through its subsidiaries National Foundation Life Insurance Company and Freedom Life Insurance Company of America. Both branches are located in Texas but serve a nationwide customer group.

 

Marc Sparks Uses His Freedom For The Benefit Of Others

One thing that Marc Sparks and other entrepreneurs like to do is help others. One of the reasons that they like to do so is that they are fulfilled. One of the reasons that they are fulfilled is that they have developed the courage to take themselves outside of their comfort zones and take risks.

Marc Sparks himself has taken a lot of risks to start some successful businesses. He has put in a lot of time and work in order to make his business work. He has worked beyond all of his obstacles to make something that was successful.

He has experienced a lot of freedom and joy at the success of his business. This has given him the desire to use some of his resources to help others. Among the things that he has done to help out his community is funding homeless shelters so that people who have found themselves facing hard times are able to get the assistance they need.

One activity he is involved in involves The Samaritan Inn. This is one of the major opportunities that he has taken to make a difference in the lives of others. He not only wants to help homeless people, but also wants to be an inspiration to them.

This freedom and success has also given him the desire and the confidence to help other entrepreneurs achieve the goals they have. Marc Sparks has opened up a lot of successful businesses and has helped others build their own successful business.

Therefore, he has the experience that will help him guide others on a successful path. One thing that he wants more people to do is pursue something that they really want. He understands that success is when someone is living his life doing what fulfills him as opposed to just doing something for the money.

The EOS Lip Balm Is Changing Lip Care

years.For more than a hundred years, finding the right lip balm meant you were in a drug store, or walking through a mall, or perhaps even in a supermarket. This usually meant you were looking for a Chapstick. These lip balms had a clinical feel to them and you could always find that active ingredient right there on the tube. Often, since the original had no taste, you could find cherry or mint flavor.

EOS lip balm  changed all that when they appeared on the market seven years ago. Suddenly there were pastel lip balms on the shelves at Walgreens. Before too much longer they showed up at Walmart, Target and even eBay as well. The editors of the beauty sections at Cosmo and Allure magazines could not say enough about their exciting flavors, such as crisp honeydew and alluring grapefruit. The real excitement began when stars like Miley Cyrus and Christina Aguilera were seen taking EOS out of their bags.

EOS (evolutionofsmooth.com) actually stands for the Evolution of Smooth, and can be seen all over the magazines covering both fashion and beauty. It was not until recently that the founders of the company started talking about their strategy for their business. There was an interview done exclusively with Fast Company where they explained how this $250 million dollar company now produces one of the top selling lip balms, period. This information came directly from Kline. After all, EOS is still fairly new on the market while several other companies have been around for years and years.

With sales at more than one million per week, and the future looking even better, the projected growth in lip care products should increase $2 billion dollars by 2020. This is largely due to people wanting products that are natural and that is after all EOS’s specialty.

Brand link: https://www.luckyvitamin.com/m-2220-eos-evolution-of-smooth

 

 

 

 

 

 

 

 

Malini Saba Achievements

Some of the people who relocated to the United States have turned out to be successful. Malini Saba is one of these lucky individuals. Before moving to the US, Malini Saba was living in Kuala Lumpur in Malaysia. Her parents were from the Middle Class, and they did their best to educate their daughter. The parents had grown up in Australia. When she was nineteen years, Malini Saba chose to look for greener pastures, and she moved to the US.

 

When Malini Saba was relocating, she had only two hundred dollars as savings. Her former husband accompanied her to the new country. They rented a small apartment that was next to the Stanford University. The apartment was very cheap, and its location was perfect because the couple was attending the Stanford University. She got the opportunity to participate in classes at the university for free because her husband was already a student.

 

While at the Stanford University, Malini Saba started attending classes about the investment and financial departments in business. She gained a lot of knowledge and later looked for the experienced individuals in the corporate world to give her advice. Because she had started to make small saving after settling in America, Malini Saba managed to start several investments and the information she had acquired helped a lot.

 

Today, it is evident that Malini Saba made the best investment decisions for her businesses. Her ideas were unique, and this is one of the reasons she has done so well. She has always been committed to learning and understanding the finance industry, and this has enabled her to avoid some of the common mistakes made by most investors. She currently owns a business, known as Saban, and it has been doing well too. Saban has several assets in different parts of the globe such as technology companies in the United States, real estate ventures in India and Australia and gas properties in China. She serves as the chairman of Saban, and she performs all her responsibilities well.

 

Apart from being a successful businesswoman, Malini Saba is very active in Philanthropic activities. She is the founder of a charitable organization known as Stree: Global Investments in Women and it focuses on helping women and children from low-income families to build successful lives. She is also respected for making huge donations to several noble causes around the globe. Malini’s primary goal is to ensure that women become successful in their businesses in the society.

 

 

 

Philip Diehl The President Of U.S. Money Reserve Said Gold Prices Are Up

The U.S. Money Reserve is one of the world’s top distributors of gold, silver and platinum coins issued by the United States Government. Philip Diehl, the President of U.S. Money Reserve, is a seasoned veteran in the precious metal market. Diehl is the former Director of the United States Mint, and former chief of staff of the United States Treasury. Diehl was interviewed recently by ePodcastNetwork.com, and he shed some light on the gold and silver market.

Diehl said gold coins are in vogue with investors now, and that trend will continue in 2016. Diehl also said U.S. Money Reserve is in a position to help investors move from the stock market into the gold and silver market. Stock market investors are growing more and more skeptical. Professional investors say 2016 will not be a decent year in the stock market because of the China economic situation and the unrest in the European Union.

PRNewswire.com published a recap of the Diehl podcast interview. In that article, Diehl was quoted as saying the price of a troy ounce of gold will continue to increase in 2016. That prediction became a reality when an ounce of gold jumped 1.3 percent to $1,238.20 at the beginning of April 2016 in Europe.

The gold market veterans at the U.S. Money Reserve have been talking about golds popularity for the last year even though prices dropped in 2015. All the signs for a dramatic increase in the price of gold and silver are flashing green, according to Diehl (more on this article: https://twitter.com/moneyreserveinc).

The recent increase in gold prices in the European market is shades of things to come because Netherland voters rejected a European Union trade deal with the Ukraine.

Mr. Diehl also mentioned the fact that the Federal Reserve is planning to raise interest rates again in 2016, and that means another drop in stock prices. When professional investors get nervous about stocks, they turn to gold, platinum, and silver.

The Federal Reserve is weighing the uncertainties in the global investment market, according to a recent article in the Wall Street Journal. The Wall Street Journal article said investors are betting that the Feds won’t raise interest rates, because of the China situation and European Union issues, but they are hedging that bet by buying gold.

Philip Diehl believes 2016 is the year when gold and silver prices will go higher than anyone expects.

Crisp, Clear Video Communication with Talk Fusion

Whether you are sending a personal greeting or e-conferencing in business, Talk Fusion produces crisp, clear videos that make a spectacular impression on your recipient. Today, everyone has a cell phone to take photos and videos, but Talk Fusion offers high-quality videos for live meetings, video chats, video newsletters and video emails. All of these video options make it easier for the recipient to get your message.

Vidoe communications become more popular every day. In fact, by the year 2017, it is projected that 90 percent of online communication will be with videos. Bob Reina realized the importance of video communication in 2004. He wanted to send a short 10-second video and couldn’t find a company that was able to do that for him. It was at this time that he and his friend, who had a high IQ in technology, corroborated to make a video email a reality. It was three years later that Bob Reina became CEO and founder of the new company called Talk Fusion. The team had successfully produced an excellent video product that became known around the world.

Talk Fusion is incredible as it works perfectly on any device that you need, including desktops, laptops, iPads or iPhones. This makes communication a snap because the video can be created and immediately sent out. The recipient can then choose to pick it up where they are or wait until they get back to the office.

Imagine that you can connect with your friends or associates to work with a video that expresses exactly what you intended to express. This is what Mr. Reina wanted in 2004, but couldn’t find. Now, he and his associates have finished all the difficult work, and you have Talk Fusion 24 hours a day to complete your videos.

Talk Fusion has expanded and moved quickly around the globe. Video communication is becoming more popular worldwide, and Talk Fusion is in 80 countries. The company has risen to be the eighth largest online video content provider, accelerating past Yahoo, CBS and AOL. Talk Fusion will continue to excel in the market of video communication.